Privacy Policy

Your privacy is important to us. Here’s how we gather and disseminate personal information:

  • If we collect personal information, we will tell you why.
  • We will collect that information only for the purposes stated unless we obtain your consent.
  • We will retain personal information only for as long as necessary for the fulfillment of the stated purposes.
  • We will protect personal information against loss or theft, unauthorized access, disclosure, copying, use or modification to the extent possible.
  • We will make available to users information about these privacy policies and practices.

We are committed to protecting and maintaining the confidentiality of personal information to the extent possible.

Website Terms and Conditions of Use

1. Terms
By accessing this website, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark laws.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on CTL’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on CTL’s website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person, or “mirror” the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by CTL at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession, whether in electronic or printed format.

3. Disclaimer
The materials on CTL’s website are provided “as is.” CTL makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, CTL does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its internet website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations
In no event shall CTL or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on CTL’s internet site, even if CTL or a CTL authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata
The materials appearing on CTL’s website could include technical, typographical, or photographic errors. CTL does not warrant that any of the materials on its website are accurate, complete, or current. CTL may make changes to the materials contained on its website at any time without notice. CTL does not, however, make any commitment to update the materials.

6. Links
CTL has not reviewed all of the sites linked to its internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by CTL of the site or of the organization that sponsors the site. Use of any such linked website is at the user’s own risk.

7. Site Terms of Use Modifications
CTL may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law
Any claim relating to CTL’s website shall be governed by the laws of the State of Kentucky without regard to its conflict of law provisions.


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